Certificates of Deposit (CDs) Charles Schwab. Funds deposited at an FDIC- insured institution are insured, in aggregate, up to $2. FDIC. The FDIC considers any other deposits you may have with an issuing bank. CDs you purchase from a particular bank are aggregated with any other deposits you may have with the issuing bank for determining FDIC insurance coverage (i. CDs from the same bank in the same ownership category). Because the deposit insurance rules are complex, you may want to use FDIC’s online tool, Electronic Deposit Insurance Estimator (EDIE), to estimate your total coverage at any particular bank. As of January 2. 01.

Certificates of deposit available through Schwab CD One. Source typically offer a fixed rate of return, although some offer variable rates. They are FDIC- insured and offered through Charles Schwab & Co., Inc. Charles Schwab Bank and Charles Schwab & Co., Inc.

The Charles Schwab Corporation. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks, including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.

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